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Redefining Boston Real Estate

LRG Boston Real Estate Blog

Boston luxury real estate as it happens

Some Helpful Tips on Securing a Mortgage

Understandably, guidelines on securing a mortgage have become more challenging. It is crucial that you are prepared for tougher, but not unreasonable, requirements. You will be asked to provide important, timely documentation to the lender/underwriter(Person who reviews your information for the mortgage company).  You should always stay informed and up-to-date on the latest regulatory changes. Most professional mortgage agents will walk you through the steps necessary to help secure your loan.  Rest assured, there are systems in place to help you achieve your short and long-term goals with ease.  If you keep composed and patient, your loan will be secured in a timely fashion. Although many of our clients are “Conforming”(A loan Under $523,570 if you put down 20+%) or cash buyers, it is important to remain informed. Buyers sometimes overlook the challenges involved with securing financing for a new home.  Just remember, be patient, be prepared, and be thorough, it is not as difficult as you may initially think.

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